[property knowledge] the definition of the difference between commercial and ordinary residential

Commercial residence refers to a residential house built on commercial land for commercial use. It is called a commercial residence. The difference from commercial housing lies in the difference in the nature of land use and the nature of property rights. Ordinary housing belongs to commercial housing. Property rights for 70 years. The term “residential” refers to houses that are exclusively for residential purposes, including villas, apartments, staff quarters and collective dorms, single-dormitories for employees, and student residences. Buyers should pay attention to the difference between commercial housing and commercial housing when buying a house. Because of the different nature of land, commercial housing rights are also different from ordinary commercial property rights. I believe that many homebuyers will have such doubts when they buy a house. The following Xiaobian explains the definition of the difference between a commercial house and an ordinary house .

Commercial Residential Difference Definition

1. Different years of land use

Commercial residential land use life is 40-50 years; commercial residential land is used for 70 years.

2, different nature of property rights

Commercial housing belongs to ordinary residential properties of commercial property; commercial housing belongs to non-ordinary residential housing. Commercial residential buildings are generally characterized by commercial outlets on the lower floors and residential ones on the upper floors.

In general, the original planning nature of the land, such as commercial, general, and residential types, cannot be changed after the developer has signed a land use rights contract.

However, due to the different needs of the market, developers can make products that are different from the original land use. For example, building a residential property on a commercial property site or building a commercial property on a residential property site. Although the nature of the property ownership certificate eventually acquired by the home buyer is still the nature of the original land use right certificate, the home buyer can use the property for other purposes.

Advantages and disadvantages of real estate different from original land

The disadvantages mainly include the following:

1, the service life

Business matching for 40 years, office 50 years, serious reduction of 70 years than residential.

2, transaction tax

The deed tax at the time of initial purchase or transfer is charged at 3%, and the residence is at 1.5%; if the state imposes property tax and land value-added tax, the standard of commercial housing will also be higher than residential.

3, mortgage way

Most of them cannot apply for provident fund loans, but there are also a few projects that can be done with the efforts of the developers. In the 40-year-old houses with property rights or 50-year property rights, if they use bank loans, they can only receive 50% or 60% mortgages, and the longest loan period is 10 years.

4, the cost of daily life

If it is stipulated by the purpose of public construction, the cost of water, electricity, and heating will be taken at commercial prices. Therefore, buyers should ask for advice when they purchase a home. Currently, most developers in the early development to take the appropriate remedial measures can be paid according to civilian prices.

5, design standards

Different design orientation. Public buildings are less subject to restrictions on direction, lighting, and depth, while ordinary residential properties are more demanding.

6, settled the issue

Unable to move into account

The advantages are mainly the following:

1, on the preservation of value

Developers can change the commercial housing with higher land construction costs to residential sales, mainly due to factors such as strong housing variability, low risk, fast sales, and short return time for funds. Of course, the most critical reason is the residential area. Scarcity is strong and can achieve high profit value! Therefore, when buyers purchase such housing, they are often caused by lack of other choices, and the corresponding property of the property is also relatively good.

2, on the construction of standards

Non-residential housing construction standards are different. If the public construction related requirements are met, construction standards such as air defense and fire protection are high, and the cost will be higher for developers, but it will have little effect on the use of home buyers.

Ordinary house: refers to a residential house built according to the standard of the general residential building in the area. At present, most of them are multi-storey residential and high-rise residential buildings. Multi-storey residential buildings refer to buildings of 2-6 floors (including 6 floors); high-rise residential buildings refer to buildings of more than 6 floors, and high-rise residential buildings are equipped with elevators. The difference between ordinary residences and non-ordinary residences is due to the inconsistent definition of multi-levels and higher levels in different regions, and the standards can be determined according to the actual situation.

Difference definition of ordinary residence

Ordinary house: refers to a residential house built according to the standard of the general residential building in the area. At present, most of them are multi-storey residential and high-rise residential buildings. Multi-storey residential buildings refer to buildings of 2-6 floors (including 6 floors); high-rise residential buildings refer to buildings of more than 6 floors, and high-rise residential buildings are equipped with elevators. The difference between ordinary residences and non-ordinary residences is due to the inconsistent definition of multi-levels and higher levels in different regions, and the standards can be determined according to the actual situation.

Ordinary standard residence: It refers to a residential residence built according to the standard of a general residential house. Premium apartments, villas, resorts, etc. do not belong to ordinary standard residences. The specific demarcation line between ordinary standard dwellings and other dwellings was stipulated by the governments of provinces, autonomous regions and municipalities directly before the May 31, 2005. From June 1, 2005, ordinary standard residential buildings should meet the following requirements: Residential plots have a floor area ratio of 1.0 or above; single plots have a floor area of ​​120 square meters or less; the actual transaction price is lower than the average transaction price of land on the same level of land. Times below.

Editor's summary: The above is related to the definition of the difference between a commercial house and a normal house, and I hope to help everyone. If you want to know more related information, you can pay attention to this website information.

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